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Vehicles & Equipment Finance

Finance your next
truck, van or asset
the easy way.

New or used vehicles, machinery, specialist trade equipment — arranged fast with competitive rates and zero deposit options. We coordinate with your vendor and manage the complete process.

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$5K$500K
Loan range
17 yr
Flexible terms
0 dep.
Zero deposit available
24hr
Possible funding time
Recent approvals
Courier Van — Ford Transit
$48KApproved
Refrigerated Truck — Isuzu
$185KApproved
Paint Booth — Panel Shop
$62K24hr
Excavator — Civil Works
$210KApproved
Forklift — Warehousing
$34K24hr
$5K–$500K
Available to borrow
1–7 years
Loan terms
Zero dep.
Options available
New & used
Assets considered

What We Finance

If your business needs it,
we can fund it.

From a single courier van to a full fleet upgrade, specialist trade equipment to heavy plant — our lender panel has appetite across a wide range of business assets.

Machinery & Plant
Excavators, forklifts, cranes, loaders, and heavy construction plant. On-road or off-road. Chattel mortgage and hire purchase structures available.
Specialist Trade Equipment
Paint booths, spray booths, diagnostic equipment, CNC machinery, commercial kitchen equipment, and other purpose-built trade assets.
Business Fleet
Single vehicle or full fleet. Company cars, utility vehicles, service vans, and mixed-use fleets. Structured repayments to match your cashflow cycle.
Technology & Equipment
IT infrastructure, manufacturing equipment, printing equipment, medical devices, and other high-value business assets with productive life.
Not sure if your asset qualifies?
Tell us what you need. If we can fund it, we will. If not, we'll tell you honestly. Check eligibility in under 2 minutes.
Check eligibility

How It Works

We manage the whole process
so you don't have to.

1

Check Eligibility

Tell us about your business and the asset you need. We confirm fit in minutes — no credit check, no commitment.

2

Assessment & Lender Match

We assess your application and match it to the right lender from our panel. We handle the paperwork and negotiate on your behalf.

3

Vendor Coordination

We coordinate directly with your vendor or dealer to confirm the asset details, settle the finance, and get you on the road or operational — fast.

4

Settlement & Beyond

Finance settled. Asset yours. When you're ready for your next vehicle or piece of equipment, we're already across your file.

Loan terms at a glance
Loan amount
$5,000 – $500,000
Loan term
1 – 7 years
Deposit
Zero deposit available
Asset condition
New & used
Balloon payments
Available (subject to approval)
Settlement time
As fast as 24 hours

Terms and approval subject to lender assessment and applicant credit profile. Older assets subject to additional approval criteria. All borrowers recommended to seek independent legal and financial advice.

Transport & Owner-Operators

Your truck today.
Your next one when you're ready.

Transport operators and owner-drivers are some of our most loyal clients — because we make the finance easy and build a relationship that lasts beyond the first deal.

Fast turnaround

You found the truck. You need to move. We work quickly so you don't lose the deal to another buyer.

We know your industry

Courier operators, freight linehaul, owner-drivers — we understand the income cycle and structure repayments accordingly.

Repeat client relationships

When you're ready to upgrade or add to your fleet, we're already across your history. No starting from scratch.

Transport assets we regularly fund
Courier vans & light commercial
Medium & heavy trucks
Refrigerated & temperature controlled
Tippers & flat deck trucks
Trailers & semi-trailers
Fleet upgrades — any size

FAQ

Common questions

Yes. Zero deposit options are available for eligible applicants through our lender panel. The availability of zero deposit depends on the asset type, your credit profile, and trading history.
Yes. Our lenders consider both new and used assets. Older assets are subject to additional approval criteria — contact us to discuss your specific asset and we'll give you an honest assessment.
We can work with both dealers and private sales. We coordinate directly with whoever is selling the asset, handling the transaction on your behalf to make the process as smooth as possible.
Yes. Balloon and residual payment structures are available on certain assets subject to lender approval. These can reduce your regular repayments — talk to us about whether a balloon structure suits your cashflow.
Many applications receive same-day approval. Funding is possible within 24 hours for eligible applicants. Timeline depends on documentation and the specific lender's processing requirements.
Yes. Our lenders have appetite for specialist trade equipment including paint booths, spray equipment, CNC machinery, and other purpose-built trade assets. Check eligibility and we'll assess your specific situation.

Ready to fund your next asset?

Check eligibility in under 2 minutes. No credit check, no commitment — just a confidential conversation about what you need.

Or email hello@fundme.nz

Found the asset. Need the finance?

We'll coordinate with your vendor and manage the complete process — so you can focus on your business.

Apply Now