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Connecting ordinary kiwis with extraordinary lenders.

Your approval is only a few clicks away

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Tell us about yourself 

So we can help you better, just let us know a bit about you, your business and why you're applying.

Where the magic happens

Send us your supporting documents, like proof of income and ID, and leave the rest to us. This is where we shine—finding you the best deal possible!

Receive approval

Once approved, verify your ID and complete the paperwork online. We'll guide you through key details.

The fun part!

In most cases we can have the funds paid on the same day! whether you're financing equipment, growth or tax payments, FundMe has you covered.

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Quick, Simple and Transparent finance

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Helping your business get on track

With the right people, great things can happen. Here are just some of our trusted partners.

Interest rates from 9.95% on all secured and unsecured loans 

*Subject to T's, C's, Fees and normal lending criteria - your rate will be determined by your overall credit profile and approved lender

What our customers say

We always recommend a second opinion. Read our customer reviews.

Business Lending Products

Get an unsecured fast business loan

Unlock fast, hassle-free funding to ease your cash flow challenges with Fundme's Small Business Loans. Whether it's covering bills, managing unexpected expenses or purchasing stock, we’ve got you covered—even if your credit isn’t perfect. 

  • Loan amounts from $5K to $500K

  • Flexible, cashflow-friendly repayment options

  • Approvals in as little as 3 hours

  • No up-front credit checks required

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The fundme. Promise

100% transparency on fees

We break fees down so you can understand them

No impact on credit score

We don’t share your information with lenders until we know you’re going to be approved

Rate accuracy

The rates we quote won’t change later in the process

Looking for something else?

Have a question?

  • How does Fundme work?
    We make it easy! Just provide your details, and we’ll connect you with a lender that matches your profile, helping you secure the best deal for your needs.
  • Will applying for a loan impact my credit score?
    No, checking your eligibility with us won’t affect your credit score. We only perform a soft check until you decide to proceed with a formal application.
  • What documents do I need to apply?
    You’ll need basic information like payslips, proof of identity, and proof of address. Once submitted, we’ll handle the rest!
  • How long does it take to get approved?
    Approval times vary, but most of our customers hear back within 2 hours
  • What can I use a personal loan for?
    Personal loans are versatile and can be used for almost anything—consolidating debt, making home improvements, paying for a holiday, or managing unexpected expenses.
  • What happens after I’m approved?
    Once approved, we’ll guide you through the final steps, and the funds will be deposited directly into your bank account.
  • Can I get pre-approved for a loan?
    Absolutely. Pre-approval gives you a clear idea of your borrowing capacity, making it easier to plan your finances.
  • What if I want to pay off my loan early?
    Most of our loans have flexible terms with no early repayment fees, but it’s always best to check your specific loan agreement.
  • Are there any fees I should be aware of?
    We’re all about transparency. You’ll receive a full breakdown of any applicable fees before you commit to anything.
  • Can I apply if I have bad credit?
    We understand that everyone’s situation is different. We work with a numerous of lenders, some of whom may still consider your application even if you have a less than perfect credit score.
  • How can I contact you for more questions?
    Feel free to reach out via our contact page or email—our team is always happy to help!

Ready to get started? 

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